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In fact, as far as I know, Obama Loan Forgiveness introduced the first time the general public became aware that they could qualify for complete student loan forgiveness benefits, and revolutionized the student loan industry.To qualify for Obama forgiveness, all you have to do is sign up for either the Pay As You Earn Student Loan Repayment Plan, or the REPAYE Student Loan Repayment Plan, then make 20 years worth of payments toward your loans, and whatever amount you still owe will be entirely forgiven.S.-based Corporations), or living entirely off the grid (so you have no money to take)!

Obama Loan Forgiveness may be old, but it’s still one of the best student loan forgiveness programs available to anyone, and it’s the OG of forgiveness programs.Like I mentioned earlier, these programs let you wipe out your student loan debt in an instant, but the downside to Discharge programs is that they’re much more difficult to qualify for because of restrictive eligibility conditions.Now that we’ve covered the Federal student loan forgiveness programs in exhausting detail, let’s do the same thing for those of you holding Private student loan debt.Part of the Obama Loan Forgiveness Program, Pay As You Earn is one of the best income-based Federal Student Loan Repayment Plans available this year, and it’s only downside is that it’s only available to people who took out loans on or after October 1st, 2007.It works the same way as Obama Loan Forgiveness, in that it sets your monthly student loan payments to an amount based on your annual income (the more you make, the more you have to pay), but it offers complete Federal student loan forgiveness benefits after you’ve made a certain number of payments: 240 payments, or 20 years worth of payments.